Life
Insurance Programs
HOW MUCH IS
ENOUGH? Most of us
have some amount of life insurance in force, but how much is
enough?
Frequently
this amount is an arbitrary number that you, your spouse or
someone else felt comfortable with. Life insurance is a very
personal necessity for most families and the options are
plentiful. We will look at your needs then present you
with options that we believe most closely fit that need.
Our goal is to help you make an informed decision and to be
comfortable with the decision you make.
The
"Needs Analysis" worksheet is helpful in
finding an amount that you can rationally feel comfortable with
should you unexpectedly die today. Although
this is a good starting place, this figure does not, and no
formula accurately does, anticipate future events such as future
inflation rates, unforeseen illnesses or disabilities of
survivors, legal expenses, scholarships, inheritances, etc.
To use
this worksheet, click on one of the links below and
print the "Needs Analysis" form. You can also
right click on either link and save the file to your desktop.
If you would prefer to use the online Life Calculator
instead of the worksheets click the link below.
After you've finished, call our office and ask for Andy or Greg
if you have any questions or to arrange a personal appointment.
You can also fax the information to us at 540-672-2325.
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